Rates
Effective 10/25/2016
Deposit Rates
| Account Type |
Rate |
APY |
| Regular Savings |
0.050% |
0.05% |
| Continuous Savings |
0.050% |
0.05% |
| Holiday Club |
0.050% |
0.05% |
| Vacation Club |
0.050% |
0.05% |
| Pacific Kids Club |
0.050% |
0.05% |
| Platinum Checking |
0.150% |
0.15% |
Platinum Checking and Savings
| Account Type |
Rate |
APY |
| Platinum Savings - Base Rate (< $50,000) |
0.150% |
0.15% |
| Platinum Savings - Base Rate ($50,000-$99,999) |
0.250% |
0.25% |
| Platinum Savings - Base Rate ($100,000+) |
0.300% |
0.30% |
| Platinum Checking |
0.150% |
0.15% |
Health Savings and Business Accounts
| Account Type |
Rate |
APY |
| Health Savings Accounts |
0.996% |
1.00% |
| Business Platinum Savings - Base Rate (< $50,000) |
0.150% |
0.15% |
| Business Platinum Savings - Base Rate ($50,000 - $99,999) |
0.250% |
0.25% |
| Business Platinum Savings - Base Rate ($100,000+) |
0.300% |
0.30% |
| Business Platinum Checking |
0.150% |
0.15% |
Vehicle Loan Rates
| Product |
Annual Percentage Rate |
Available Terms |
| New/Used Auto Loans (2011 or newer) |
As low as 2.74%* |
Up to 72 months |
| Fastrack New/Used Auto Loans (2011 or newer) |
As Low as 3.74%* |
Up to 84 months |
| Used Auto (2010 and older) |
As low as 3.99%* |
Up to 66 months |
| Used Auto (2010 and older) |
As low as 4.99%* |
Up to 72 months |
| Used Auto (2010 and older) |
As low as 5.99%* |
Up to 84 months |
|
*APR = Annual Percentage Rate. Special rates are for a limited time only. Rates subject to change without notice. Rates include a 0.25% discount for automatic payments. Special rate not valid for refinancing existing Pacific Community Auto Loans. **New and Used Auto loans with terms over 84 month are variable rates.
|
Home Equity Lines/Loans Rates
| Loan Type |
Rate |
APR |
Term |
| Home Equity Loan |
as low as 4.25%* (Fixed) |
as low as 4.25%* (Fixed) |
0- 5 years |
| Home Equity Loan |
as low as 4.75%* (Fixed) |
as low as 4.75%* (Fixed) |
6 - 10 years |
| Home Equity Loan |
as low as 5.25%* (Fixed) |
as low as 5.25%* (Fixed) |
11 - 15 years |
| Home Equity Line of Credit - Introductory Rate |
as low as 2.99%** (Variable) |
as low as 2.99%** (Variable) |
6 months |
| Home Equity Line of Credit |
as low as 4.25%* (Variable) |
as low as 4.25%* (Variable) |
up to 15 years |
|
*APR = Annual Percentage Rate. APR does not include fees or closing costs. All loans are subject to credit approval and actual rate received is based on your individual credit profile. Any policies, and rates stated herein are those in effect on the date of publication and are subject to change. ** Certain conditions apply for introductory rate and not everyone will qualify: call for specific details.
|
First Mortgage Loans
We have a wide variety of Fixed-Rate and Adjustable-Rate Real Estate Loans to fit your needs. For rates, terms and qualifications call (714) 526-2328 or (800) 656-2328.
