Personal Loans

Pacific Community offers a number of personal loans to help you get through unforeseen circumstances, or make important purchases.

Personal Loans

We have every type of loan to fit your lifestyle. Whether you’re dealing with unforeseen financial circumstances or simply need extra cash, rest assured that your Credit Union has you covered with Personal Loans. We’ll get you qualified and put the cash you need in your hand — fast. We offer many personal loan options:

  • Debt Consolidation Loans
  • Personal Line-of-Credit
  • Closed-End Personal Loans
  • Secured Loans
  • Miscellaneous Secured Loans
  • Share or Certificate Secured Loans

Boats and RV Loans

  • Loans on NEW Boats and RV’s up to 120% of the MSRP
  • Loans on USED Boats and RV’s up to 120% of the purchase price.  The boat value is the retail value of the boat in the most current NADA guide.
  • Terms up to 180 months available
  • .25% rate discount for automatic loan payment
  • Competitive interest rate

Motorcycle Loans

  • Loans on NEW Motorcycles up to 120% of the MSRP
  • Loans on USED Motorcycles up to 120% of the purchase price or 120% of retail Kelley Blue Book value
  • Terms up to 60 months available
  • .25% rate discount for automatic payment
  • Competitive interest rate

Personal Watercraft Loans

  • Loans on Personal Watercrafts up to 120% of the MSRP
  • Loans on USED Personal Watercrafts up to 120% of the purchase price or 120% of retail Kelley Blue Book value
  • Terms up to 60 months available
  • .25% rate discount for automatic payment
  • Competitive interest rate

If you would like to apply, please call our Member Service Center at (800) 656-2328, while we upgrade our loan processing system or visit a local branch.