Fresh Start Loans

We understand that everyone’s story is different. Life happens and sometimes bad things happen to good people. Unlike other financial institutions, we listen to your story and find you an auto loan that fits your unique situation. Introducing Pacific Community Credit Union’s Fresh Start Auto Loan Program.

If you meet the following qualifications, we can help:

  • You have a job.
  • Your job will likely continue.
  • You like your job and your job likes you.
  • You will give us direct deposit of your paycheck.
  • We will finance that car and help you buy a car at a price that is close to low book value.

We created this program as an extension of our member promise:

  • We will identify ways to improve and simplify your financial life.
  • We will make it easy to do business with us.
  • We will work in your best interest.

If you would like to apply, please call our Member Service Center at (800) 656-2328, while we upgrade our loan processing system or visit a local branch.

Not a member? You can apply for membership by visiting one of our branches or calling (800) 656-2328.

If you have had trouble securing a checking account, take a look at our Fresh Start Checking Program.

All loans subject to Pacific Community’s customary due diligence underwriting, credit approval and documentation. Other terms and conditions may apply. Services available to anyone who lives, works, worships or attends school in Orange County, Riverside County, the San Gabriel Valley and the Gateway Cities of Los Angeles County.