Buying Your First Home

Pacific Community is here to help. Purchasing a home is a very important life decision and the process can be quite daunting. We can guide you through the steps of homeownership and make sure you find the right loan that suits your current financial situation. We can help you:

  • Evaluate the benefits of renting vs. buying
  • Calculate how much home you can afford
  • Estimate your upfront costs
  • Save for a downpayment
  • Get pre-approved
  • Find the right mortgage loan
  • Shop for a home

We have created a loan process that is simple, hassle free and designed to save you money. We offer a variety of loan options to choose from, including both Fixed and Adjustable Rate Mortgages at competitive interest rates. Most of all, you can trust that we’ll present the best loan options for your situation and let you make the decision. Your choice, no pressure. Here’s our promise:

  • Reasonable Fees
  • Accurate Closing Cost Estimates
  • Consistently Low Rates

Contact us or stop by the Credit Union and let us help you get the home of your dreams!