As the largest asset most people will ever own, the house requires adequate insurance coverage against loss. Most lenders require a mortgagee to carry replacement-value house insurance at all times.

Before making a significant purchase, you need to inspect your credit report so you will know about your credit history and so you can check to make certain it is accurate. Just one blemish on your credit report can have a considerable negative impact on interest rates or loan approval.

Life insurance is a policy, or contract, between you, the policy holder, and an insurance company (insurer). In exchange for your payments, commonly called premiums, the insurer provides death benefits to your beneficiary after your death.

A balance transfer is a process that lets you move debt on a credit card or from a loan to a different credit card.

You’ll still have to repay the debt, but a balance transfer could help you combine multiple payments onto one card.

Accepting credit card payments is a standard practice these days. Yet, you’ll still find many small businesses across the U.S. that are cash only establishments.

More than half, actually. 55 percent of small businesses in the U.S.

You can purchase a money order with a credit card, but it's not the smartest or least expensive option. If you decide to use your credit card to buy a money order, you should do it knowing how it will cost you.

Opening a business credit card is relatively simple work if you prepare in advance. The first step in how to get a business credit card: make sure your personal credit score is 640 or better.

Many people wonder whether they can use a credit card at an ATM, how it works, and whether or not they should. In short, using a credit card at an ATM can be a quick and easy way to get some cash in a pinch, but it is generally a bad idea due to fees and interest.

What is Chase Credit Journey?

Chase Journey gives you access to this score for free, along with a 12 month history of your score.

A fraud alert (valid for one year) notifies lenders to call you to verify your identity before extending new credit. This extra step ensures that you are undoubtedly you, and not an imposter trying to open a new credit account to buy a new car in your name.